We have a top notch team here at NDLC and we are consistently outshining the competition.
We're very proud to win 2nd place in Dominion Lending Centres Canada Top 20 Mortgages Funded Monthly for June 2017.
BANK VS BROKER
Bottom line, using a mortgage broker gives you the freedom of CHOICE and comparables to consider, using a bank gives you no other choice but ONE, theirs.
Did you know that as a Mortgage professional, I work for you, and not the banks; therefore, I work in your best interest. From the first consultation to the signing of your mortgage, my services are free.
A fee is charged only for the most challenging credit solutions, and it's especially under those circumstances that a I can do for you what your bank cannot.
Interesting Real Estate Statistics: The latest numbers from the Canadian Real Estate Association put the average price of a house at a little less than $520,000, propped up by the Greater Toronto Area and Greater Vancouver. When those two markets are taken out of the calculation the average price falls by $150,000 to just below $370,000 – a drop of nearly 30%.
Mortgage Pre-approval
Before you start the house-hunting process, there’s an important step you can take to save you time and make the process smoother: getting pre-approved for a mortgage. A pre-approval allows you to budget for your home purchase and focuses your home search. With a pre-approval you’ll also be able to lock in a mortgage rate in case rates increase during your home search.
